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  • Darlene Burden
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Created Jun 17, 2025 by Darlene Burden@darleneburden1Maintainer

The Fair Housing Act


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    1. Justice.gov
  1. Civil Rights Division
  2. The Fair Housing Act

    The Fair Housing Act

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    The Fair Housing Act, 42 U.S.C. 3601 et seq., forbids discrimination by direct suppliers of housing, such as proprietors and real estate companies along with other entities, such as municipalities, banks or other financing institutions and property owners insurance provider whose discriminatory practices make housing unavailable to individuals because of:

    race or color. religion. sex. national origin. familial status, or. special needs.

    In cases including discrimination in mortgage loans or home improvement loans, the Department may file match under both the Fair Housing Act and the Equal Credit Opportunity Act. The Department brings cases where there is proof of a pattern or practice of discrimination or where a denial of rights to a group of persons raises a problem of public importance. Where force or risk of force is used to deny or disrupt reasonable housing rights, the Department of Justice may set up criminal proceedings. The Fair Housing Act also offers treatments for dealing with individual grievances of discrimination. Individuals who believe that they have been victims of an unlawful housing practice, may file a problem with the Department of Housing and Urban Development [HUD] or file their own lawsuit in federal or state court. The Department of Justice brings fits on behalf of people based upon referrals from HUD.

    Discrimination in Housing Based Upon Race or Color

    One of the central objectives of the Fair Housing Act, when Congress enacted it in 1968, was to forbid race discrimination in sales and leasings of housing. Nevertheless, more than 30 years later on, race discrimination in continues to be a problem. The bulk of the Justice Department's pattern or practice cases involve claims of race discrimination. Sometimes, housing service providers attempt to camouflage their discrimination by providing false information about schedule of housing, either stating that absolutely nothing was readily available or guiding homeseekers to particular locations based on race. Individuals who get such incorrect details or misdirection may have no understanding that they have been victims of discrimination. The Department of Justice has actually brought numerous cases declaring this kind of discrimination based on race or color. In addition, the Department's Fair Housing Testing Program looks for to reveal this type of covert discrimination and hold those responsible liable. Most of the mortgage loaning cases brought by the Department under the Fair Housing Act and Equal Credit Opportunity Act have alleged discrimination based upon race or color. Some of the Department's cases have likewise declared that towns and other city government entities broke the Fair Housing Act when they denied authorizations or zoning changes for housing advancements, or relegated them to primarily minority communities, because the prospective residents were anticipated to be mainly African-Americans.

    Discrimination in Housing Based Upon Religion

    The Fair Housing Act prohibits discrimination in housing based upon religion. This prohibition covers instances of obvious discrimination against members of a particular religion as well less direct actions, such as zoning ordinances designed to restrict the usage of private homes as a places of praise. The number of cases filed because 1968 alleging spiritual discrimination is little in comparison to some of the other prohibited bases, such as race or nationwide origin. The Act does contain a restricted exception that enables non-commercial housing run by a spiritual company to reserve such housing to individuals of the same faith.

    Discrimination in Housing Based Upon Sex, Including Sexual Harassment

    The Fair Housing Act makes it illegal to discriminate in housing on the basis of sex. In the last few years, the Department's focus in this area has actually been to challenge unwanted sexual advances in housing. Women, especially those who are poor, and with limited housing options, often have little option however to endure the embarrassment and destruction of unwanted sexual advances or risk having their households and themselves removed from their homes. The Department's enforcement program is aimed at landlords who create an illogical living environment by demanding sexual favors from tenants or by developing a sexually hostile environment for them. In this way we seek both to get relief for tenants who have been treated unjustly by a proprietor because of sex and also deter other prospective abusers by making it clear that they can not continue their conduct without facing effects. In addition, pricing discrimination in mortgage financing might also adversely impact females, especially minority ladies. This kind of discrimination is illegal under both the Fair Housing Act and Equal Credit Opportunity Act.

    Discrimination in Housing Based Upon National Origin

    The Fair Housing Act restricts discrimination based upon national origin. Such discrimination can be based either upon the nation of an individual's birth or where his or her ancestors stem. Census data suggest that the Hispanic population is the fastest growing sector of our country's population. The Justice Department has actually taken enforcement action against local federal governments that have actually tried to decrease or limit the number of Hispanic families that might live in their neighborhoods. We have taken legal action against loan providers under both the Fair Housing Act and the Equal Credit Opportunity Act when they have actually enforced more stringent underwriting requirements on mortgage or made loans on less favorable terms for Hispanic borrowers. The Department has actually also taken legal action against lending institutions for discrimination against Native Americans. Other areas of the nation have actually experienced an increasing diversity of national origin groups within their populations. This consists of new immigrants from Southeastern Asia, such as the Hmong, the former Soviet Union, and other parts of Eastern Europe. We have actually taken action against private landlords who have victimized such individuals.

    Discrimination in Housing Based Upon Familial Status

    The Fair Housing Act, with some exceptions, restricts discrimination in housing against families with kids under 18. In addition to restricting an outright denial of housing to families with children, the Act likewise prevents housing service providers from enforcing any special requirements or conditions on occupants with custody of children. For instance, proprietors might not find households with children in any single part of a complex, put an unreasonable limitation on the overall number of persons who might live in a dwelling, or restrict their access to leisure services supplied to other renters. In many instances, the changed Fair Housing Act prohibits a housing provider from declining to rent or sell to families with kids. However, some centers might be designated as Housing for Older Persons (55 years of age). This type of housing, which meets the standards stated in the Housing for Older Persons Act of 1995, might run as "senior" housing. The Department of Housing and Urban Development (HUD) has actually published guidelines and additional guidance detailing these statutory requirements.

    Discrimination in Housing Based Upon Disability

    The Fair Housing Act forbids discrimination on the basis of special needs in all types of housing transactions. The Act defines individuals with an impairment to imply those individuals with mental or physical impairments that considerably restrict one or more major life activities. The term mental or physical problems may include conditions such as loss of sight, hearing impairment, mobility problems, HIV infection, psychological retardation, alcoholism, drug dependency, persistent tiredness, finding out impairment, head injury, and mental illness. The term major life activity might include seeing, hearing, strolling, breathing, performing manual jobs, caring for one's self, learning, speaking, or working. The Fair Housing Act also safeguards individuals who have a record of such a disability, or are related to as having such a problems. Current users of unlawful regulated compounds, persons convicted for illegal manufacture or circulation of a controlled substance, sex wrongdoers, and juvenile wrongdoers are not considered handicapped under the Fair Housing Act, by virtue of that status. The Fair Housing Act manages no protections to individuals with or without specials needs who provide a direct risk to the persons or residential or commercial property of others. Determining whether somebody poses such a direct danger should be made on a customized basis, nevertheless, and can not be based upon general assumptions or speculation about the nature of a special needs. The Division's enforcement of the Fair Housing Act's defenses for individuals with specials needs has focused on 2 major areas. One is guaranteeing that zoning and other guidelines worrying land usage are not used to hinder the property options of these individuals, consisting of unnecessarily limiting communal, or congregate, residential arrangements, such as group homes. The 2nd area is insuring that recently built multifamily housing is integrated in accordance with the Fair Housing Act's ease of access requirements so that it is available to and functional by individuals with disabilities, and, in particular, those who utilize wheelchairs. There are other federal statutes that forbid discrimination against people with disabilities, consisting of the Americans with Disabilities Act, which is imposed by the Disability Rights Section of the Civil Liberty Division.

    Discrimination in Housing Based Upon Disability Group Homes

    Some individuals with impairments may live together in congregate living plans, typically referred to as "group homes." The Fair Housing Act restricts towns and other local government entities from making zoning or land use decisions or implementing land use policies that leave out or otherwise victimize individuals with impairments. The Fair Housing Act makes it illegal--

    - To make use of land usage policies or actions that treat groups of persons with impairments less positively than groups of non-disabled individuals. An example would be a regulation forbiding housing for individuals with impairments or a particular kind of impairment, such as psychological illness, from finding in a particular location, while enabling other groups of unassociated people to cohabit in that area.
  • To take action against, or reject a permit, for a home because of the impairment of people who live or would live there. An example would be denying a structure authorization for a home because it was planned to supply housing for individuals with psychological retardation.
  • To refuse to make sensible accommodations in land usage and zoning policies and treatments where such lodgings might be necessary to manage persons or groups of individuals with disabilities an equal opportunity to use and take pleasure in housing. What constitutes a sensible accommodation is a case-by-case determination. Not all asked for modifications of guidelines or policies are sensible. If an asked for adjustment imposes an excessive monetary or administrative burden on a city government, or if a modification creates a fundamental alteration in a local federal government's land usage and zoning plan, it is not a "sensible" lodging.

    Discrimination in Housing Based Upon Disability-- Accessibility Features for New Construction

    The Fair Housing Act specifies discrimination in housing versus individuals with impairments to include a failure "to design and build" particular brand-new multi-family dwellings so that they are available to and functional by individuals with specials needs, and particularly people who use wheelchairs. The Act needs all recently built multi-family dwellings of four or more systems intended for first tenancy after March 13, 1991, to have specific features: an accessible entryway on an accessible route, accessible typical and public use areas, doors sufficiently large to accommodate wheelchairs, available routes into and through each residence, light switches, electric outlets, and thermostats in accessible area, supports in restroom walls to accommodate grab bar installations, and functional bathroom and kitchens configured so that a wheelchair can navigate about the space.

    Developers, contractors, owners, and designers responsible for the design or building and construction of new multi-family housing might be held accountable under the Fair Housing Act if their buildings fail to satisfy these design requirements. The Department of Justice has actually brought numerous enforcement actions against those who stopped working to do so. Most of the cases have been resolved by authorization decrees offering a variety of types of relief, consisting of: retrofitting to bring unattainable functions into compliance where possible and where it is not-- options (financial funds or other building and construction requirements) that will offer making other housing systems accessible; training on the availability requirements for those included in the building and construction process; a mandate that all brand-new housing projects comply with the ease of access requirements, and financial relief for those hurt by the violations. In addition, the Department has actually sought to promote availability through building regulations.
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